{"id":432,"date":"2026-09-17T07:19:32","date_gmt":"2026-09-17T07:19:32","guid":{"rendered":"https:\/\/infonesthub.in\/?p=432"},"modified":"2026-09-17T07:19:34","modified_gmt":"2026-09-17T07:19:34","slug":"upi-%e0%a4%aa%e0%a4%b0-mdr-%e0%a4%9a%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%9c-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%b9%e0%a5%88-%e0%a4%95%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%85%e0%a4%ac-upi-payment","status":"publish","type":"post","link":"https:\/\/infonesthub.in\/?p=432","title":{"rendered":"UPI \u092a\u0930 MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948? \u0915\u094d\u092f\u093e \u0905\u092c UPI Payment \u0915\u0930\u0928\u0947 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0926\u0947\u0928\u0947 \u0939\u094b\u0902\u0917\u0947? \u091c\u093e\u0928\u093f\u090f \u0928\u090f \u0928\u093f\u092f\u092e"},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-scaled.webp\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"UPI MDR Charge 2026 \u0915\u0947 \u0928\u090f \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0926\u0947\u0928\u0947 \u0935\u093e\u0932\u093e \u0939\u093f\u0902\u0926\u0940\" style=\"object-fit:cover;\" srcset=\"https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-scaled.webp 1920w, https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-300x169.webp 300w, https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-1024x576.webp 1024w, https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-150x84.webp 150w, https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-768x432.webp 768w, https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-1536x864.webp 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/figure>\n\n\n<p class=\"wp-block-paragraph\">\u0905\u0917\u0930 \u0906\u092a Google Pay, PhonePe, Paytm \u092f\u093e \u0915\u093f\u0938\u0940 \u0926\u0942\u0938\u0930\u0947 UPI \u0910\u092a \u0938\u0947 \u0930\u094b\u091c\u093e\u0928\u093e \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0928 \u0926\u093f\u0928\u094b\u0902 \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 UPI \u091a\u093e\u0930\u094d\u091c \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0916\u092c\u0930\u0947\u0902 \u091c\u0930\u0942\u0930 \u0906\u0908 \u0939\u094b\u0902\u0917\u0940\u0964 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u092f\u0939 \u0938\u0935\u093e\u0932 \u092d\u0940 \u0924\u0947\u091c\u0940 \u0938\u0947 \u092a\u0942\u091b\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948 \u0915\u093f \u0915\u094d\u092f\u093e \u0905\u092c UPI \u0938\u0947 \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0928\u0947 \u092a\u0930 \u091a\u093e\u0930\u094d\u091c \u0932\u0917\u0947\u0917\u093e?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938 \u0938\u0935\u093e\u0932 \u0915\u093e \u0938\u0940\u0927\u093e \u091c\u0935\u093e\u092c \u0939\u0948\u2014\u0928\u0939\u0940\u0902, \u0939\u0930 UPI payment \u092a\u0930 \u091a\u093e\u0930\u094d\u091c \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 UPI \u0915\u0947 \u0932\u093f\u090f \u0928\u092f\u093e Merchant Discount Rate \u092f\u093e\u0928\u0940 MDR framework \u0932\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u0940\u0964 \u0907\u0938\u0915\u0947 \u0924\u0939\u0924 \u0915\u0941\u091b \u091a\u0941\u0928\u093f\u0902\u0926\u093e merchant transactions \u092a\u0930 MDR \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u090f\u0917\u093e, \u0932\u0947\u0915\u093f\u0928 \u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 Person-to-Person \u092f\u093e\u0928\u0940 \u090f\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u0926\u0942\u0938\u0930\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 UPI payments \u092e\u0941\u092b\u094d\u0924 \u0930\u0939\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0924\u094b \u0906\u0916\u093f\u0930 \u0928\u092f\u093e UPI MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948, \u0915\u093f\u0938\u0947 \u0926\u0947\u0928\u093e \u0939\u094b\u0917\u093e \u0914\u0930 \u0906\u092e UPI user \u092a\u0930 \u0907\u0938\u0915\u093e \u0915\u094d\u092f\u093e \u0905\u0938\u0930 \u092a\u0921\u093c\u0947\u0917\u093e? \u0906\u0907\u090f \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">UPI MDR \u0915\u094d\u092f\u093e \u0939\u094b\u0924\u093e \u0939\u0948?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">MDR \u0915\u093e \u092a\u0942\u0930\u093e \u0928\u093e\u092e Merchant Discount Rate \u092f\u093e\u0928\u0940 Merchant Discount Rate \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u0930\u0932 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0915\u0939\u0947\u0902 \u0924\u094b \u092f\u0939 \u0935\u0939 \u0936\u0941\u0932\u094d\u0915 \u0939\u0948 \u091c\u094b payment \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 merchant \u0915\u0947 transaction \u092a\u0930 payment ecosystem \u092e\u0947\u0902 \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u0938\u093e\u092e\u093e\u0928\u094d\u092f UPI user \u0938\u0947 \u0932\u093f\u092f\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u093e tax \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f MDR \u0938\u0930\u0915\u093e\u0930 \u092f\u093e NPCI \u0926\u094d\u0935\u093e\u0930\u093e tax \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0935\u0938\u0942\u0932 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0907\u0938\u0938\u0947 \u092e\u093f\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f payment ecosystem \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 banks, payment service providers \u0914\u0930 UPI app providers \u091c\u0948\u0938\u0947 participants \u0915\u0947 \u092c\u0940\u091a \u092c\u093e\u0902\u091f\u0940 \u091c\u093e\u090f\u0917\u0940\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939\u0940 \u0935\u091c\u0939 \u0939\u0948 \u0915\u093f MDR \u0915\u094b \u0938\u0940\u0927\u0947 \u201cUPI tax\u201d \u0915\u0939\u0928\u093e \u0938\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e \u0939\u0930 UPI payment \u092a\u0930 \u091a\u093e\u0930\u094d\u091c \u0932\u0917\u0947\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u0939\u0940\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u090f \u0928\u093f\u092f\u092e \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f UPI payment \u0915\u094b \u0926\u094b \u0939\u093f\u0938\u094d\u0938\u094b\u0902 \u092e\u0947\u0902 \u0926\u0947\u0916\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Person-to-Person \u092f\u093e\u0928\u0940 P2P Payment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u0926\u094b\u0938\u094d\u0924, \u092d\u093e\u0908, \u092c\u0939\u0928, \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0915\u093f\u0938\u0940 \u0926\u0942\u0938\u0930\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b UPI \u0938\u0947 \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0938\u0947 P2P transaction \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938 \u0924\u0930\u0939 \u0915\u0947 transactions \u092a\u0930 \u0928\u092f\u093e MDR \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092e\u093e\u0928 \u0932\u0940\u091c\u093f\u090f \u0906\u092a\u0928\u0947 \u0905\u092a\u0928\u0947 \u0926\u094b\u0938\u094d\u0924 \u0915\u094b \u20b95,000 \u092d\u0947\u091c\u0947 \u092f\u093e \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u0915\u093f\u0938\u0940 \u0938\u0926\u0938\u094d\u092f \u0915\u094b \u20b920,000 \u092d\u0947\u091c\u0947\u0964 \u0915\u0947\u0935\u0932 \u0928\u090f MDR framework \u0915\u0940 \u0935\u091c\u0939 \u0938\u0947 \u0907\u0928 payments \u092a\u0930 \u0906\u092a\u0938\u0947 charge \u0928\u0939\u0940\u0902 \u0932\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 P2P transactions \u0930\u093e\u0936\u093f \u091a\u093e\u0939\u0947 \u091c\u093f\u0924\u0928\u0940 \u0939\u094b, free \u0930\u0939\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Person-to-Merchant \u092f\u093e\u0928\u0940 P2M Payment<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u091c\u092c \u0906\u092a \u0915\u093f\u0938\u0940 \u0926\u0941\u0915\u093e\u0928, business, merchant \u092f\u093e service provider \u0915\u094b UPI \u0938\u0947 payment \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 P2M transaction \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0940 category \u0915\u0947 \u0915\u0941\u091b \u092c\u0921\u093c\u0947 transactions \u092a\u0930 \u0928\u092f\u093e MDR \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u20b92,000 \u0924\u0915 \u0915\u093e UPI payment \u092b\u094d\u0930\u0940 \u0930\u0939\u0947\u0917\u093e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u092c\u093e\u0924 \u0906\u092e UPI users \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u20b92,000 \u0924\u0915 \u0915\u0947 merchant UPI payments \u092a\u0930 MDR \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0928\u0947 \u0915\u093f\u0938\u0940 \u0926\u0941\u0915\u093e\u0928 \u0938\u0947 \u20b91,500 \u0915\u093e \u0938\u093e\u092e\u093e\u0928 \u0916\u0930\u0940\u0926\u093e \u0914\u0930 UPI \u0938\u0947 payment \u0915\u093f\u092f\u093e\u0964 \u0907\u0938 \u0928\u090f framework \u0915\u0947 \u0924\u0939\u0924 \u0909\u0938 payment \u092a\u0930 MDR \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0932\u093f\u090f \u092f\u0939 \u0915\u0939\u0928\u093e \u0915\u093f \u201c15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0938\u0947 UPI \u092e\u0939\u0902\u0917\u093e \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u201d \u092a\u0942\u0930\u0940 \u0924\u0938\u094d\u0935\u0940\u0930 \u0928\u0939\u0940\u0902 \u092c\u0924\u093e\u0924\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f payments \u0915\u093e \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u092a\u0939\u0932\u0947 \u0915\u0940 \u0924\u0930\u0939 zero-MDR \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u092e\u0947\u0902 \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u20b92,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e payment \u092a\u0930 \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0905\u092c \u0906\u0924\u0947 \u0939\u0948\u0902 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u093f\u0938\u094d\u0938\u0947 \u092a\u0930\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0938\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 merchant transactions \u092e\u0947\u0902 \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 P2M UPI payments \u092a\u0930 0.4% MDR \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0909\u0926\u093e\u0939\u0930\u0923 \u0938\u0947 \u0938\u092e\u091d\u093f\u090f\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0905\u0917\u0930 \u0915\u094b\u0908 eligible merchant transaction \u20b95,000 \u0915\u093e \u0939\u0948, \u0924\u094b 0.4% \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 MDR \u20b920 \u092c\u0928\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0932\u0947\u0915\u093f\u0928 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f customer \u0915\u0947 bank account \u0938\u0947 \u20b95,020 \u0905\u092a\u0928\u0947 \u0906\u092a \u0915\u091f \u091c\u093e\u090f\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">MDR merchant payment ecosystem \u0915\u093e charge \u0939\u0948 \u0914\u0930 \u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 customers \u0938\u0947 \u0905\u0932\u0917 \u0938\u0947 MDR \u0928\u0939\u0940\u0902 \u0932\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u093e\u0928\u0940 \u092f\u0939\u093e\u0902 \u201cmerchant \u092a\u0930 MDR\u201d \u0914\u0930 \u201ccustomer \u0938\u0947 UPI fee\u201d \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930 \u0938\u092e\u091d\u0928\u093e \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u20b975,000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e payment \u092a\u0930 \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u090f framework \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u0947 eligible merchant transactions \u0915\u0947 \u0932\u093f\u090f MDR \u0915\u0940 maximum limit \u092d\u0940 \u0930\u0916\u0940 \u0917\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u20b975,000 \u092f\u093e \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 transaction \u092a\u0930 MDR \u0905\u0927\u093f\u0915\u0924\u092e \u20b9300 \u092a\u094d\u0930\u0924\u093f transaction \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0939\u0941\u0906 \u0915\u093f transaction \u091c\u093f\u0924\u0928\u093e \u092c\u0921\u093c\u093e \u0939\u094b\u0924\u093e \u091c\u093e\u090f\u0917\u093e, 0.4% \u0915\u0947 \u0939\u093f\u0938\u093e\u092c \u0938\u0947 MDR \u0905\u0928\u0902\u0924 \u0924\u0915 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e \u091b\u094b\u091f\u0947 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u092a\u0930 \u092d\u0940 MDR \u0932\u0917\u0947\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939\u093e\u0902 \u092d\u0940 \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u091b\u0942\u091f \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u0930\u0915\u093e\u0930 \u0928\u0947 \u091b\u094b\u091f\u0947 merchants \u0915\u0947 \u0932\u093f\u090f zero-MDR framework \u091c\u093e\u0930\u0940 \u0930\u0916\u093e \u0939\u0948\u0964 P2PM category \u092e\u0947\u0902 QR code \u0915\u0947 \u091c\u0930\u093f\u090f \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u20b91 \u0932\u093e\u0916 \u0924\u0915 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u091b\u094b\u091f\u0947 merchants \u0915\u094b \u0938\u092d\u0940 transactions \u092a\u0930 zero MDR \u0915\u093e \u0932\u093e\u092d \u091c\u093e\u0930\u0940 \u0930\u0939\u0947\u0917\u093e\u0964 \u0907\u0938\u092e\u0947\u0902 street vendors, \u092e\u094b\u0939\u0932\u094d\u0932\u0947 \u0915\u0940 \u0926\u0941\u0915\u093e\u0928\u0947\u0902 \u0914\u0930 \u091b\u094b\u091f\u0947 businesses \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u091b\u094b\u091f\u0947 \u0915\u093e\u0930\u094b\u092c\u093e\u0930\u093f\u092f\u094b\u0902 \u092a\u0930 digital payment \u0915\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0932\u093e\u0917\u0924 \u0915\u093e \u092c\u094b\u091d \u0928\u0939\u0940\u0902 \u0921\u093e\u0932\u0928\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u0930\u0915\u093e\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0932\u0917\u092d\u0917 96% P2M transactions \u0928\u090f MDR \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u093e\u0928\u0940 headlines \u0926\u0947\u0916\u0915\u0930 \u0910\u0938\u093e \u0938\u092e\u091d\u0928\u093e \u0915\u093f \u0939\u0930 \u0926\u0941\u0915\u093e\u0928 \u0915\u0947 \u0939\u0930 UPI payment \u092a\u0930 \u0928\u092f\u093e charge \u0932\u0917\u0947\u0917\u093e, \u0938\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u0941\u091b \u091c\u0930\u0942\u0930\u0940 sectors \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917 \u0928\u093f\u092f\u092e<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u090f framework \u092e\u0947\u0902 \u0915\u0941\u091b essential \u0914\u0930 low-margin sectors \u0915\u0947 \u0932\u093f\u090f \u0938\u093e\u092e\u093e\u0928\u094d\u092f 0.4% MDR \u0915\u0940 \u091c\u0917\u0939 \u0905\u0932\u0917 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0930\u0916\u0940 \u0917\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Railways, telecommunications, insurance, fuel \u0914\u0930 agricultural inputs \u091c\u0948\u0938\u0947 sectors \u092e\u0947\u0902 \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 eligible transactions \u092a\u0930 \u20b95 \u092a\u094d\u0930\u0924\u093f transaction \u0915\u093e flat MDR \u0930\u0916\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0915\u093e \u0915\u093e\u0930\u0923 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0907\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 transaction volume \u091c\u094d\u092f\u093e\u0926\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 margins \u092d\u0940 \u0915\u0908 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mutual Fund \u0914\u0930 Stock Market payment \u0915\u093e \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0916\u093e\u0938 \u0939\u0948 \u091c\u094b UPI \u0938\u0947 mutual fund, securities, stockbroker \u092f\u093e dealer \u0915\u094b payment \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Capital-market related payments \u0915\u0947 \u0932\u093f\u090f MDR \u0915\u0940 \u0926\u0930 0.02% \u0930\u0916\u0940 \u0917\u0908 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0915\u0940 maximum limit \u20b9300 \u092a\u094d\u0930\u0924\u093f transaction \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0932\u093f\u090f stock market \u092f\u093e mutual fund payment \u0915\u094b \u0938\u093e\u092e\u093e\u0928\u094d\u092f merchant payment \u0915\u0947 \u0938\u093e\u0925 \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0909\u0938\u0940 \u0924\u0930\u0939 \u0928\u0939\u0940\u0902 \u0938\u092e\u091d\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e Google Pay, PhonePe \u0914\u0930 Paytm \u0938\u0947 \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0928\u0947 \u092a\u0930 charge \u0932\u0917\u0947\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0938\u093f\u0930\u094d\u092b \u0907\u0938\u0932\u093f\u090f \u0915\u093f \u0906\u092a Google Pay, PhonePe \u092f\u093e Paytm \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0906\u092a\u0915\u0947 \u0939\u0930 payment \u092a\u0930 \u0928\u092f\u093e charge \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0905\u0917\u0930 \u0906\u092a \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u094b \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b P2P transaction free \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0905\u0917\u0930 \u0906\u092a \u20b92,000 \u0924\u0915 \u0915\u093f\u0938\u0940 merchant \u0915\u094b payment \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0909\u0938 \u092a\u0930 \u092d\u0940 \u0928\u090f MDR framework \u0915\u0947 \u0924\u0939\u0924 charge \u0928\u0939\u0940\u0902 \u0932\u0917\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u092c\u0921\u093c\u0947 merchant transactions \u092e\u0947\u0902 applicable MDR payment ecosystem \u0915\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e, \u0932\u0947\u0915\u093f\u0928 \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u0947 \u0905\u0932\u0917 \u0938\u0947 MDR \u0935\u0938\u0942\u0932\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0928\u092f\u093e \u0928\u093f\u092f\u092e \u0915\u092c \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092f\u0939 \u092c\u0926\u0932\u093e\u0935 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0932\u093f\u090f \u0938\u093f\u0924\u0902\u092c\u0930 2026 \u092e\u0947\u0902 \u0916\u092c\u0930 \u092a\u0922\u093c\u0915\u0930 \u092f\u0939 \u0938\u092e\u091d \u0932\u0947\u0928\u093e \u0915\u093f \u0906\u091c \u0938\u0947 \u0939\u0940 \u0939\u0930 \u092c\u0921\u093c\u0947 UPI payment \u092a\u0930 charge \u0915\u091f\u0928\u093e \u0936\u0941\u0930\u0942 \u0939\u094b \u0917\u092f\u093e \u0939\u0948, \u0938\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u0908 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 effective date 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u090f\u0915 \u0928\u091c\u0930 \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>UPI Payment<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u0928\u092f\u093e MDR<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f<\/td><td class=\"has-text-align-center\" data-align=\"center\">P2PFree<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Merchant \u0915\u094b \u20b92,000 Tak<\/td><td class=\"has-text-align-center\" data-align=\"center\">Free<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Eligible merchant \u0915\u094b \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4% MDR<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u20b975,000 \u092f\u093e \u0905\u0927\u093f\u0915 eligible transaction<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u0905\u0927\u093f\u0915\u0924\u092e \u20b9300<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u091b\u094b\u091f\u0947 eligible merchants<\/td><td class=\"has-text-align-center\" data-align=\"center\">ZERO MDR<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u0915\u0941\u091b essential sectors<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u20b95 flat MDR<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Capital-market payments<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.02%, \u0905\u0927\u093f\u0915\u0924\u092e \u20b9300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u094d\u092f\u093e customer \u0915\u094b \u0905\u092a\u0928\u093e UPI \u0907\u0938\u094d\u0924\u0947\u092e\u093e\u0932 \u0915\u0930\u0928\u093e \u092c\u0902\u0926 \u0915\u0930 \u0926\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u090f \u0928\u093f\u092f\u092e \u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f UPI \u092c\u0902\u0926 \u0939\u094b \u0930\u0939\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">UPI \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 digital payments \u0915\u093e \u092c\u0939\u0941\u0924 \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948 \u0914\u0930 \u0905\u0917\u0938\u094d\u0924 2026 \u092e\u0947\u0902 \u0907\u0938 network \u092a\u0930 \u0932\u0917\u092d\u0917 24.5 \u0905\u0930\u092c transactions \u0939\u0941\u090f, \u091c\u093f\u0928\u0915\u0940 \u0915\u0941\u0932 value \u0915\u0930\u0940\u092c \u20b929.82 \u0932\u093e\u0916 \u0915\u0930\u094b\u0921\u093c \u0930\u0939\u0940\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0928\u0908 MDR \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f payment ecosystem \u0915\u0947 \u0932\u093f\u090f revenue mechanism \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0928\u093e \u0914\u0930 infrastructure, security \u0924\u0925\u093e \u0906\u0917\u0947 \u0915\u0947 expansion \u0915\u094b support \u0915\u0930\u0928\u093e \u092c\u0924\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0939\u093e\u0932\u093e\u0902\u0915\u093f, merchant organizations \u0914\u0930 \u0915\u0941\u091b industry groups \u0928\u0947 \u0907\u0938 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0932\u0947\u0915\u0930 concerns \u092d\u0940 \u091c\u0924\u093e\u090f \u0939\u0948\u0902\u0964 \u0909\u0928\u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u092f\u0939 \u0939\u0948 \u0915\u093f \u0915\u0941\u091b businesses \u092a\u0930 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0932\u093e\u0917\u0924 \u0906\u0928\u0947 \u0938\u0947 \u0935\u0947 \u0907\u0938\u0915\u093e \u0905\u0938\u0930 \u0905\u092a\u0928\u0947 prices \u092f\u093e payment preferences \u092a\u0930 \u0921\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u090f\u0915 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 business impact \u0939\u0948, \u0928 \u0915\u093f customer \u0938\u0947 MDR \u0938\u0940\u0927\u0947 \u0935\u0938\u0942\u0932\u0928\u0947 \u0915\u093e \u0928\u093f\u092f\u092e\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937: UPI \u092a\u0930 \u0905\u0938\u0932 \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u092c\u0926\u0932\u093e?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u092a\u0942\u0930\u0940 \u0916\u092c\u0930 \u0915\u094b \u090f\u0915 \u0932\u093e\u0907\u0928 \u092e\u0947\u0902 \u0938\u092e\u091d\u0947\u0902 \u0924\u094b UPI \u092c\u0902\u0926 \u092f\u093e \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 paid \u0928\u0939\u0940\u0902 \u0939\u0941\u0906 \u0939\u0948\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0938\u0947 \u0915\u0941\u091b \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u20b92,000 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 merchant UPI transactions \u092a\u0930 0.4% MDR \u0932\u093e\u0917\u0942 \u0939\u094b\u0917\u093e, \u091c\u092c\u0915\u093f P2P payments \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 free \u0930\u0939\u0947\u0902\u0917\u0947\u0964 \u20b92,000 \u0924\u0915 \u0915\u0947 merchant payments \u0914\u0930 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u091b\u094b\u091f\u0947 merchants \u0915\u0947 transactions \u092d\u0940 zero-MDR framework \u092e\u0947\u0902 \u0930\u0939\u0947\u0902\u0917\u0947\u0964 \u092c\u0921\u093c\u0947 transactions \u092a\u0930 \u20b9300 \u0915\u0940 maximum cap \u0914\u0930 \u0915\u0941\u091b essential sectors \u0924\u0925\u093e capital-market payments \u0915\u0947 \u0932\u093f\u090f \u0905\u0932\u0917 rates \u0930\u0916\u0947 \u0917\u090f \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0907\u0938\u0932\u093f\u090f \u0905\u0917\u0932\u0940 \u092c\u093e\u0930 \u091c\u092c \u0906\u092a\u0915\u094b \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u092a\u0930 \u201c\u0905\u092c UPI \u0915\u0930\u0928\u0947 \u092a\u0930 \u092a\u0948\u0938\u0947 \u0915\u091f\u0947\u0902\u0917\u0947\u201d \u091c\u0948\u0938\u0940 headline \u0926\u093f\u0916\u093e\u0908 \u0926\u0947, \u0924\u094b \u092a\u0942\u0930\u0940 \u0916\u092c\u0930 \u091c\u0930\u0942\u0930 \u092a\u0922\u093c\u0947\u0902\u0964 \u0939\u0930 UPI payment \u092a\u0930 charge \u0932\u0917\u0928\u0947 \u0915\u0940 \u092c\u093e\u0924 \u0938\u0939\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0902\u0924\u0930 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0928\u092f\u093e MDR \u092e\u0941\u0916\u094d\u092f \u0930\u0942\u092a \u0938\u0947 \u0915\u0941\u091b \u092c\u0921\u093c\u0947 merchant transactions \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0906\u092e \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092a\u0948\u0938\u0947 \u092d\u0947\u091c\u0928\u0947 \u0935\u093e\u0932\u093e UPI payment free \u0930\u0939\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Thanks for read Info nest hub blog. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0905\u0917\u0930 \u0906\u092a Google Pay, PhonePe, Paytm \u092f\u093e \u0915\u093f\u0938\u0940 \u0926\u0942\u0938\u0930\u0947 UPI \u0910\u092a \u0938\u0947 \u0930\u094b\u091c\u093e\u0928\u093e \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0928 \u0926\u093f\u0928\u094b\u0902 \u0906\u092a\u0915\u0947 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowlcrHDA:productID":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[70,6,69,71],"tags":[79,77,80,84,78,81,72,75,73,76,82],"class_list":["post-432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","category-education","category-finance","category-upi","tag-banking-news","tag-digital-payment","tag-google-pay","tag-mdr-0-4-percent","tag-paytm","tag-phonepe","tag-upi","tag-upi-charges","tag-upi-mdr","tag-upi-new-rules-2026","tag-upi-payment"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>UPI \u092a\u0930 MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948? \u20b92000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e Payment \u092a\u0930 \u0915\u094d\u092f\u093e \u092c\u0926\u0932\u0947\u0917\u093e ?<\/title>\n<meta name=\"description\" content=\"UPI MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u093f\u090f \u20b92000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e UPI payment \u092a\u0930 0.4% MDR, P2P payment, \u091b\u094b\u091f\u0947 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0915\u0940 \u091b\u0942\u091f, \u20b975,000 cap \u0914\u0930 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UPI \u092a\u0930 MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948? \u20b92000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e Payment \u092a\u0930 \u0915\u094d\u092f\u093e \u092c\u0926\u0932\u0947\u0917\u093e ?\" \/>\n<meta property=\"og:description\" content=\"UPI MDR \u091a\u093e\u0930\u094d\u091c \u0915\u094d\u092f\u093e \u0939\u0948? \u091c\u093e\u0928\u093f\u090f \u20b92000 \u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e UPI payment \u092a\u0930 0.4% MDR, P2P payment, \u091b\u094b\u091f\u0947 \u0926\u0941\u0915\u093e\u0928\u0926\u093e\u0930\u094b\u0902 \u0915\u0940 \u091b\u0942\u091f, \u20b975,000 cap \u0914\u0930 15 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026\" \/>\n<meta property=\"og:url\" content=\"https:\/\/infonesthub.in\/?p=432\" \/>\n<meta property=\"og:site_name\" content=\"Info Nest Hub\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-17T07:19:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-17T07:19:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/infonesthub.in\/wp-content\/uploads\/2026\/09\/InShot_20260917_114024265-scaled.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"mrnikhil552@gmail.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"mrnikhil552@gmail.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/infonesthub.in\\\/?p=432#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/infonesthub.in\\\/?p=432\"},\"author\":{\"name\":\"mrnikhil552@gmail.com\",\"@id\":\"https:\\\/\\\/infonesthub.in\\\/#\\\/schema\\\/person\\\/655f71e303d76de847f42ada49c94b26\"},\"headline\":\"UPI \u092a\u0930 MDR 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